To generate a high return, HYIPs often involve investors’ money put into high-risk ventures, such as day-trading stocks or bonds, or sports betting. A Bitcoin HYIP can work the same, except with Bitcoin or another crypto as the investment currency. Those running HYIPs are looking to benefit from an increased willingness to invest from crypto holders, as well as the cross-border payments enabled by cryptocurrency.
c-b.info is a private, legally registered online investment company with the goal of earning the greatest possible profit from Cryptocurrency market. We have a team of experienced traders, financial analysts, and risk managers who have been working in this field for over 5 years. Generally our profits comes from 4 different markets. Majority of the the profit earned using trading Bitcoins and mining Bitcoins, Siacoin etc in our large data center in Panama and Japan

Those “cloud mining firms” are Ponzi Schemes and investing in them has most likely nothing to do with really investing in cloud mining. So you invest in nothing sustainable but in a scam that just lives as long as people keep investing. There is a certain name for such websites, which is called Bitcoin High Yield Investment Programs (HYIP). Something very obvious which separates those programs from real cloud mining companies, are the extreme high profits they promise, like a couple of percentages daily. Sometimes they even state high hourly profits.
SONATA GLOBAL BUSINESS LTD is a legitimately enrolled private constrained organization, which was established in 2018 in London (UK). what's more, it transformed into an open organization to give everybody access to the monetary items offered by SONATA GLOBAL BUSINESS LTD. Venture administration limit made by experts working with the Company was the principal purpose behind the change. As SONATA GLOBAL BUSINESS LTD showed exceptional execution and fundamentally extended its advantages in the past period, it was chosen to begin offering its venture items through particular online administrations. The organization isn't a part, partner or auxiliary of some other association, so it can take totally autonomous choices. Our group of budgetary specialists who work all day gives a productive and quick examination of your current money related circumstance. Our central goal - to give everybody the chance to get the most extreme rate of profitability with insignificant hazard.
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this stuff brings back some memories. I remember a few hyip's i was in kept paying out for months and i had over 400% roi. Sadly those days are over now and the creators of the "investment" sites don't let even some people get any return. Sigh man I miss those days, i was even a member here http://www.goldentalk.com/ (GoldenTalk - The Best Moneymaking Forum - HYIP, PPA, Forex, Online Betting!) anyways the good ol' days are over for hyips imo.
And in spite of the relative age of this interview, the politician’s pro-crypto views have persisted well into 2018, even to this day. In February of this year, NewsBTC reported that the Colorado governorrequested for Congress to draft a guideline for crypto holding disclosures. Although this could be seen as an anti-crypto move, especially considering that this industry values pseudonymity, at the time, the lawmaker claimed that the growing legitimacy of crypto necessitated the body to take appropriate action.
	Dreams can only be succeeded if you work towards them. Even building wealth is no different. At W Capital, We provides the top online possessions for online investment, risk management and advisory services to both institutional and individual investor around the globe. We offer a variety of products and functions of asset classes for all type of investors including Forex, Index, Stock , Cryptocu... 

Do you have some free money? And do you like investing? The most important step is undoubtedly in that you have to decide what to actually do with your money. Or to put it more simply, what are you going to be investing into? This decision warrants careful consideration and expertise to weigh up and analyze all the various options (of which there are many across the entire investment universe...
Splitt.co is a new cryptocurrency cloud mining investment site. Affiliate reward is 3 levels deep, paying you 4%, 2%, and 1%. Minimum deposit is 0.001 BTC. Each plan is valid for 35 to 60 days. Check your dashboard for balance every 24 hours to 6 hours based on plans. See the plans for details. Our cryptocurrency mining locations are spread throughout the world, like in Russia, Malaysia, Singapor...
Bitfury, in contrast to its Beijing counterpart, is a small firm concerning revenues. Though no final decision has been taken, the firm would want to pitch a proposal that appears more in line with the regulation and weaker risk sentiment. It could involve the projection of Bitfury’s stable ventures, including blockchain-enabled software development for large institutions, companies, and governments, over unstable mining ones that may or may not yield profits for them.
Yesterday, when we talked about Bitcoin falling below 4,000 sooner or later, unfortunately it broke early in the morning. This afternoon, it hit the bottom and rebounded around 3,400 U.S. dollars in the miners’core area. Last time, we talked about the area where miners’ chips were concentrated between 2,700 and 3,600 U.S. dollars. Ok and fire coins were exploded, and were pulled back to 4,000 U.S. dollars in an instant. Nearby, there was a good play of double-blast with many empties. Are there really big users copying bottoms? Or is the exchange brushing data? Temptation to kill more? If you copy the bottom, I suggest stopping part of the earnings. Personally, I think that if the entrance is really large or institutional, but also in batches, it will not be so obvious. It seems to tell the whole world that I copy the bottom, do you follow? The rebound is not the bottom, it is the bottom does not rebound, the bulls do not die, falling more than. (US dollars, usdt distorted)
HourBenefit.com is working hourly profits for all investors in bitcoin trade market! We use our own trade robot making profits every second in bitcoin trade market. All bitcoin trader people know there are some price different in diffrent bitcoin trade platform. That’s the profits coming from. But sometime human trade will lose many best trade time then lost some money or profits.
Agarwal Crypto Trading Limited Company has established a number of branches in the countries where the nuclear power industry is the main one for producing electric power. Besides, we actively participate in projects on energy saving on the regional level, take part in ecological programs and invest in scientific developments of technologies for nuclear energy.
Bitcoin Mutual Fund is an investment system designed specifically for online investors. Our team members have diverse professional backgrounds from derivatives trading and investment banking; amongst others have experience of managing hedged assets in varied market cycles. All total 36 team members have average 7 years financial experience previously served with established brokerage and investment banking firms in Wall Street.  We also have working experience in other trading industries such as oil and gas .We associate and partner with few very strong fund management companies and merchant bankers in Malaysia, Singapore, Hong Kong and United Arab Emirates. 

Our company started in 2001 in Michigan. That is when Brandon and Brian Williams brothers leased their first space. And who could know that this would be the beginning of a long road that would lead them to the creation of an international company, WestLand Storage.Then, the first profit was immediately directed to purchase more real estate. And so, within just a few years, the Williams brothers became owners of commercial real estate throughout the United States.

Crypto Source Ltd. Company is a service of remote cryptocurrency mining offering a simple and safe alternative to buying own computing powers. Safe and beneficial cloud-mining along with a number of our unique solutions is available both for large and small investors who do not possess a great starting capital. An effective network of algorithms, a developed mining infrastructure, and specialized mining software for supervising the work of mining farms are the factors that allows us to reasonably announce ourselves the leader in our field. Our company’s offer is a simple and contemporary way of investing own assets into cloud mining of such cryptocurrencies like Bitcoin, Bitcoin Cash, Bitcoin Gold and Ethereum. We serve both professional investors with many years of experience in profiting from cryptocurrencies and new miners who only being their path in mining and are willing to receive an easy access to profitable digital assets.
OK BIT LTD was registered in London, Great Britain. The company is involved in financial speculation in the field of cryptocurrency mining (cloud mining and farms), private exchange of electronic money and trading with cryptocurrency - Bitcoin, Ethereum and Litecoin. We work with dozens of local crypto farms and always know where to sell bitcoins at an incredibly high price. Due to sharp price fluctuations of cryptocurrency we benefit greatly profit when conducting high margin trading. At the time when the price cryptocurrency decline, we have an opportunity to buy this large sum. That's why we attract investors and increase the capital reserves of electronic currency. Investing is simple and straightforward: OK BIT LTD offers perfect conditions for all investors. Your deposit can be any amount that exceeds $6. Regardless of the amount of your deposit or its duration, you are our main value, and we make every effort not to disappoint you. Taking a well-considered decision to start cooperation with OK BIT LTD, you become a member of a huge family of investors, partners and representatives of the company around the world. Want to know why the company is so popular? People made their choice in favor of OK BIT LTD, because: - first, the company is officially registered in the UK to be professionally involved in cryptocurrency mining and trading since 2008. - secondly, we own real estate and the necessary technical base for trouble-free operation 24/7/365. - thirdly, we have developed an automated investment platform that allows you to become a customer in just two clicks. - fourth, OK BIT LTD offers a transparent scheme of cooperation, simple and intuitive investment conditions. - fifthly, all withdrawal requests processed in manual mode that guarantees the safety of your funds in case of unauthorized actions. The company works with several payment systems simultaneously, which makes the investment process as easy as possible. You should try to make sure that earning online is profitable, fast and safe. OK BIT LTD guarantees stable accrual of profits and safe manual payments. We are open to all comers and are eager to share the fruits of our work!
Paypal does not support hyip sites. So, you cannot invest with paypal in any hyip site. But each hyip site is adding multiple different payment processors. You don't need to feel tension to invest in hyip site. The most popular payment Processors to invest is PerfectMoney and Bitcoin. Even some hyip sites are providing bank wire also. Means you can invest directly through your bank account also.
Instant Mining Limited has developped a global distribution network to help people from all over the world accumulate digital assets and participate in blockchain technology. By combining a crowd funded mining pool with the power of an affiliate structure we have an opportunity for members to leverage their earning potential unlike anything else in this space. Instant Mining offers a unique option for mining with a low cost of entry as well as minimal risk and expense, which is opposite to traditional models of mining that involve procurement, maintenance and configuration of highly specialized hardware.
On the off chance that you might want to have stable wage on the web, Hour Dream LTD is the organization that will enable you to accomplish unbelievable triumphs in an extensive stretch of time. Our speculation stage is the consequence of our serious and productive work for as far back as 15 years in the monetary business, We offer high caliber, and above all, protected resource administration be...
Crypto-currency mining is considered to be one of the most promising and most liquid areas for investment in the last years. The vast majority of Internet users do not have sufficient opportunities to purchase expensive computing equipment, and the profitability of small investments in this area of activity is very doubtful. Our company offers an alternative option consisting in the rental of com...
Bitfury is reportedly in talks with global investment banks regarding its plans to launch Europe’s biggest crypto IPO till date, reported Bloomberg. The cryptocurrency mining startup plans to go public in either Amsterdam, London or Hong Kong, with a tentative valuation anywhere between $3 billion to $5 billion, depending on the market and industry conditions … Continue reading Bitfury Reportedly Considering a $5 Billion Crypto IPO in Europe
Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts. The Billionaire Limited is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
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CoinZinc is a registered company in the United Kingdom, our main business is to cryptocurrency trading and Bitcoin mining industry, our engineers and experts will design accurate trading plans to meet customer profit requirements every day. Our team already work on trading since 2013, Coinzinc will also invest in a variety of ICO projects to maximize profits, and your profits will be diversified and stable at CoinZinc. You don't need any skills, you only need to spend the minimum 5 dollars to start your investment, and test whether CoinZinc is your partner willing to cooperate for a long time, and you will get the highest profit 18% hours per hour.And we pay instantly,no wait, only need to wait 1 seconds to get the money in your wallet.
Paypal does not support hyip sites. So, you cannot invest with paypal in any hyip site. But each hyip site is adding multiple different payment processors. You don't need to feel tension to invest in hyip site. The most popular payment Processors to invest is PerfectMoney and Bitcoin. Even some hyip sites are providing bank wire also. Means you can invest directly through your bank account also.
Instant Mining Limited has developped a global distribution network to help people from all over the world accumulate digital assets and participate in blockchain technology. By combining a crowd funded mining pool with the power of an affiliate structure we have an opportunity for members to leverage their earning potential unlike anything else in this space. Instant Mining offers a unique option for mining with a low cost of entry as well as minimal risk and expense, which is opposite to traditional models of mining that involve procurement, maintenance and configuration of highly specialized hardware.

Hours Coin LTD is a legitimately enrolled private constrained organization, which was established in 2018 in London (UK). what\'s more, it transformed into an open organization to give everybody access to the monetary items offered by Hours Coin LTD. Venture administration limit made by experts working with the Company was the principal purpose behind the change. As Hours Coin LTD showed exceptio...

Book Is Good.....some things are common sense things .....another are really professional worth advice. BUT ANY SHEET ARE PROVIDED....links on the book drive you to onlline business offers.......COULD IT BE POSSIBLE CURTIS MASTER LESSON IS : DO NOT BELIVE ALL SOMEONE OFERS TO YOU?? LOL LOL / I will thin in give 4 stars to Book.....but the Calculator Sheet fails.....drop only a humble 2 stars.


Those “cloud mining firms” are Ponzi Schemes and investing in them has most likely nothing to do with really investing in cloud mining. So you invest in nothing sustainable but in a scam that just lives as long as people keep investing. There is a certain name for such websites, which is called Bitcoin High Yield Investment Programs (HYIP). Something very obvious which separates those programs from real cloud mining companies, are the extreme high profits they promise, like a couple of percentages daily. Sometimes they even state high hourly profits.
LUXEARN is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts. LUXEARN is a long term and profitable investment program, backed up by Forex market trading, Stock market trading, and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long ...
When we talk about online earning programs, we must compulsory discuss regarding scams. What ever the online earning program you take, you will see scammers who always try to cheat lot of members. When it comes to hyip sites, more than 98% sites which are existing online are scam sites. Each scammer is starting five to six hyip sites every week. They simply target now members offering huge profits. When they get satisfaction of amount, they close those sites without any delay. Then after the same scammer will start another five to six new hyip sites. And the procedure of scamming members will continue in the same way. 

All the transactions are done over the world wide web. HYIPs place the money they receive on various investments such as capital management, metal trading, sports exchange, sports betting and forex trading. At least this is what they officially state. If done at all is hardly ever known. Some HYIPs also place investments on other HYIPs, which we find is very ironic. 

High Yield Investment Programs are a special kind of investment service which should rather be described as gambling systems. Those programs are just called “investment” as the only thing you actively do in this game is making a deposit and claiming your payouts by daily clicking a withdrawal button. Sometimes they have auto-withdrawal function, so you even don’t have to do the latter by yourself.


The sale of Keplerk vouchers will come as a new innovative source of revenue for these shops. The cryptocurrency platform will finance the commercial venture by charging a seven percent commission fee on every purchase. Adil Zakhar,  director for strategy and development at Keplerk,claimed these tobacconists will be the first brick and mortar stores to sell Bitcoin anywhere in the world.
Doha Investment is a foremost non-bank finance company offering first class investment plan, Financial Advisory, Corporate Finance and Wealth Management services to private clients, institutional investors and the clients of financial advisers. Our firm is focused on providing unbiased advisory and investment services to entities and individuals involved in investing in Forex, gold , bond, Stock market and private equities.
Are you looking for stable income from your investments? We can help you by providing the necessary platform. The 1Pay Coin LTD is modern investment company from the UK. The company's business is closely related to trading activity in the multi-currency Forex market, as well as on the Stock Exchange. Our company also offers a high-return investing in promising Fintech start-ups and digital currency known as Bitcoin. Currently, 1Pay Coin is entering into a new phase of its development. Since we have begun to get stable and high profit we need new investment interactions.
YESSS Company is a high profitable, secure and stable investment program. By combining the knowledge, expertise, unique tactics and strategy of our skillful traders, YESSS provides the most successful trading on the Forex market trading, commodity, stock and cryptocurrency exchange. All you need to do is invest in Company on our website yesss.cc, and get a high and stable income! Enjoy!
Fast Return Investment's investment style incorporates both a comprehensive due diligence process used for selecting investments, as well as a highly interactive approach in working with its portfolio companies to build and realize value. The staff, drawn from both the private and public sectors, is highly skilled in identifying and building businesses within their respective areas of expertise. Some of the sectors in which Fast Return Investment has achieved the strongest results are infrastructure, commerce, oil and gas and financial services. Fast Return Investment also continues to expand its presence in all three key Emerging Market Regions-Latin America, Asia and Central/Eastern Europe.
To generate a high return, HYIPs often involve investors’ money put into high-risk ventures, such as day-trading stocks or bonds, or sports betting. A Bitcoin HYIP can work the same, except with Bitcoin or another crypto as the investment currency. Those running HYIPs are looking to benefit from an increased willingness to invest from crypto holders, as well as the cross-border payments enabled by cryptocurrency.
Headquartered in London in 2017, BTC TRADERS is already becoming the UK’s fastest growing bitcoin trading company. Our name is synonymous with effective and profitable bitcoin trading solutions where our investors need little to no trading experience at all. With BTC TRADERS, investors choose one of our four simple bitcoin investment plans, make a deposit and sit back while our experts go to work.
Security-Investment is a High Yield Investment Program run by a group of investment professionals, We are backed up by Forex market trading, Financial market betting, Sports arbitrage wagers and various other investments in online and offline funds. We are well diversified to provide our members with very safe return of 2000%-9000% after 24 hours You can think of this as a longterm secure investment pool.
Our company was founded by a team with extensive experience of investments around the world. We have identified the Cyprus investment direction as one of the most promising. Therefore Nicios Investment Cyprus LTD is registered and located in the Republic of Cyprus. Nicios Investment Cyprus LTD is a member of the World Association of Investment Promotion Agencies (WAIPA) and the Mediterranean Investment Network, ANIMA. Our company uses the investment methodology developed over the years. But we are closely following innovations. And we actively use them in our work. The combination of experience and young energy is the key to our financial success! Thanks to the infusion into the team of young promising professionals, Nicios Investment Cyprus LTD entered the sphere of online investment. Using the Internet, we are practically blurring the boundaries for our co-investors. This opens up new opportunities for both the company and its co-investors. 

Operators generally set up a website offering an "investment program" which promises very high returns, such as 1% per day (3678% APY when returns are compounded every day), disclosing little or no detail about the underlying management, location, or other aspects of how money is to be invested. The U.S. Securities and Exchange Commission (SEC) has said that "these fraudulent schemes involve the purported issuance, trading, or use of so-called 'prime' bank, 'prime' European bank or 'prime' world bank financial instruments, or other 'high yield investment programs.' (HYIP's) The fraud artists … seek to mislead investors by suggesting that well regarded and financially sound institutions participate in these bogus programs."[1] In 2010, the Financial Industry Regulatory Authority (FINRA) warned that "[t]he con artists behind HYIPs are experts at using social media — including YouTube, Twitter and Facebook — to lure investors and create the illusion of social consensus that these investments are legitimate."[2]
GURU FINANCE - a successful trader in the market of crypto-currency assets. We have assembled a team of highly qualified traders with rich experience in various areas of trading. Thanks to careful analysis, own experience and enthusiasm of the team, a trading robot was created, tested and now successfully used for trading on international crypto-exchange exchanges. We have proved by our work and ...
High-yield investment programs (HYIPs) are unregistered investments created and touted by unlicensed individuals. Typically offered through slick (and sometimes not-so-slick) websites, HYIPs dangle the contradictory promises of safety coupled with high, unsustainable rates of return—20, 30, 100 or more percent per day—through vague or murky trading strategies. According to law enforcement cases, many operate as Ponzi schemes, using payments from today’s recruits to pay "interest payments" to yesterday’s investors or "referral" fees to those who recruit new members. The Federal Bureau of Investigation reported that the number of new investigations in this area during fiscal year 2009 increased 105 percent over fiscal year 2008.
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Welcome to our HYIP monitor site. HYIP - High Yield Investment Programs. We have the Best HYIP monitoring and rating information about many HYIPs currently working. You can read our notes about HYIP investment in article "Before Invest". Use search function to find program details in our database. Please vote for site you have invested to every day. Your vote will help others achieve financial success and avoid scams.
There are people – but very few – who gain a lot: the early investors (besides HYIP owners, of course). Think of the layers of a pyramide: The few layers on top are beeing hold by the layers below them. There always comes a point where there aren’t enough new investors in the lower layers anymore, to pay the upper ones. And there the system collapses. It’s simple mathematics.
On the off chance that you might want to have stable wage on the web, Hour Dream LTD is the organization that will enable you to accomplish unbelievable triumphs in an extensive stretch of time. Our speculation stage is the consequence of our serious and productive work for as far back as 15 years in the monetary business, We offer high caliber, and above all, protected resource administration benefit based on bleeding edge business, related with Forex and in addition exceptionally gainful exchange on Forex trades. Our organization has effectively settled its positive notoriety in the UK, Company number:11632850 

Your journey into realm of the financial prosperity begins with a $1 deposit. As you start sponsoring our investigations, you will slowly discover more interesting things around you. Assume financial freedom and become the ultimate discoverer. Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts. www.unchartedwea...
King of Profit Maker is a U.K. based company, We've spent the past three years trying to make PrimeForex LIMITED into one of the most advanced companies in the field of Forex Trading. Our Company succeeded to support multiple Trading instruments (futures, forex, stocks, and options). Our advanced trading robots made by our in house programming team, Our in house backtesting and strategy developer focus on dynamic trading environment. Our State of the Art AutoTrade bot technology (ATBT) is one of our most powerful trading robot for automated trading. King of Profit Maker was founded in 2016. Under the company name Prime Forex Limited Company, and registered with (FSA,UK) under reference no. 09970465 This website is operated by PrimeForex LIMITED to handle financial instrumensts in accordance with the markets in different financial instruments.
Doha Investment is a foremost non-bank finance company offering first class investment plan, Financial Advisory, Corporate Finance and Wealth Management services to private clients, institutional investors and the clients of financial advisers. Our firm is focused on providing unbiased advisory and investment services to entities and individuals involved in investing in Forex, gold , bond, Stock market and private equities. 
Yesterday, when we talked about Bitcoin falling below 4,000 sooner or later, unfortunately it broke early in the morning. This afternoon, it hit the bottom and rebounded around 3,400 U.S. dollars in the miners’core area. Last time, we talked about the area where miners’ chips were concentrated between 2,700 and 3,600 U.S. dollars. Ok and fire coins were exploded, and were pulled back to 4,000 U.S. dollars in an instant. Nearby, there was a good play of double-blast with many empties. Are there really big users copying bottoms? Or is the exchange brushing data? Temptation to kill more? If you copy the bottom, I suggest stopping part of the earnings. Personally, I think that if the entrance is really large or institutional, but also in batches, it will not be so obvious. It seems to tell the whole world that I copy the bottom, do you follow? The rebound is not the bottom, it is the bottom does not rebound, the bulls do not die, falling more than. (US dollars, usdt distorted)
CryptoLux is a financial payment self-standing network, specifically created for the independent users, offering fast and secure transactions. CryptoLux offers a unique decentralized, self-regulated and blockchain based crypto-currency. The system enables a full payment system based on anonymous and transparent transactions without any transaction fees. CryptoLux supply is limited to 42 million coins, protecting and enhancing the Initial Coin Offering investments (a total of 7 million coins), by following our well-structured Road Map. CryptoLux is a crypto-currency that enables low cost international transactions via the Internet.
Operators generally set up a website offering an "investment program" which promises very high returns, such as 1% per day (3678% APY when returns are compounded every day), disclosing little or no detail about the underlying management, location, or other aspects of how money is to be invested. The U.S. Securities and Exchange Commission (SEC) has said that "these fraudulent schemes involve the purported issuance, trading, or use of so-called 'prime' bank, 'prime' European bank or 'prime' world bank financial instruments, or other 'high yield investment programs.' (HYIP's) The fraud artists … seek to mislead investors by suggesting that well regarded and financially sound institutions participate in these bogus programs."[1] In 2010, the Financial Industry Regulatory Authority (FINRA) warned that "[t]he con artists behind HYIPs are experts at using social media — including YouTube, Twitter and Facebook — to lure investors and create the illusion of social consensus that these investments are legitimate."[2]
10 DAYS PROFIT LTD. is a private online investment company that has been legally registered in The UK. (Company No.10733106) Our company provides its website as a service to its present and prospective clients to make investments online and gain daily stable profit. we want to expand our investment in partnership with our members from all over the world.
A SAFE INVESTMENT? WITH US, IT IS A REALITY! BTC Finance Ltd is a powerful conglomerate of high technology digital currency trading and professionally trained Bitcoin traders, which is able to create a new reality in the world of exchange transactions and investments.investment project is a product of careful preparation and fruitful work of experts in the field of Bitcoin mining, highly profitable trade in cryptocurrencies and online marketing. Using modern methods of doing business and a personal approach to each client.
High, unsustainable yields. Investment return is usually stated as a daily rate of return, often with cryptic "short-term" and "long-term" payout options. For example, the Genius Fund HYIP at one time promised 36 to 40 percent daily, with 2-day yields of 106 percent. In contrast, the Pathway to Prosperity scheme offered investors a choice of 7-, 15-, 30- and 60-day "plans" paying annual rates of return as high as 17,000 percent! Regardless of how the yield is presented, keep in mind that returns on investments in large-company stocks have historically averaged less than 10 percent per year.
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